A fixed deposit account helps your money work for you by earning a higher rate of interest for a fixed term of 3 months, 6 months, one year period.
Features & Benefits
- Money can grow with attractive interest rate with flexible tenure.
- FDR can be opend for 1 Month, 3 Months, 6 Months, 12 months and above.
- Automatic renewal facility at maturity
- Loan facility against FDS to meet urgent financial needs
- The customer may avail loan facilities against FDS as security.
- Premature closure facility at savings rate
| Particulars |
01 Month |
03 Months
|
06 Months
|
12 Months
|
| Fixed Deposit Receipt (FDR) | 2.00% p.a. | 6.00% p.a | 7.00% p.a | 7.50% p.a |
Eligibility
- FDS Account can be opened both for Individual and Corporate bodies
- Only Resident Bangladeshi National is allowed to open Personal FDS Account.
- Joint account can be opened.
- Minor account can be opened under the supervision of his / her / their guardian.
Requirements
Individual/Joint:
- Photocopy of Citizenship Certificate / Passport / Voter I.D. Card / National I.D. Card / Driving License.
- 3 (Three) of recent passport size photograph duly attested by the introducer. Certified document(s) for source of income.
- Tax Certificate.
- Proof of communication address: Photocopy of an Electricity Bill / Gas Bill / Wasa Bill / Telephone Bill.
- The account requires to be introduced by an existing and satisfactory account holder of Trust Bank Limited.
- Nominee form and photograph of nominee(s) (signature attested by the account holder). In case of minor nominee, copy of the birth certificate and photograph required.
- Personal Information Form.
- KYC Form.
Public limited company:
- Introducing the A/C by a person / company/ firm who maintaining an current A/C with this Branch
- 3 (Three) passport size photographs of all the Directors duly attested by the introducer
- Valid Passport / Identify card (For Deffence personnel) / Word comissioner certificate of all the Directors
- Initial deposit minimum 5000/-for opening a new A/C
- Board Resolution regarding opening of A/C & mentioning authorized persons for operation of the same
- Valid & upto date Trade license from municipality
- TIN & upto date TAX clearence certificate
- Memorandum & Articles of association duly signed by the registrar of joint stock company with seal
- Account agreement form
- Certificate of Incorporation
- List of Directors on the company’s letter Head Pad
- Certificate of commencement of Business
Private limited company:
- Introducing the A/C by a person / company/ firm who maintaining an current A/C with this Branch
- 3 (Three) passport size photographs of all the Directors duly attested by the introducer
- Valid Passport / Identify card (For Deffence personnel) / Word comissioner certificate of all the Directors
- Initial deposit minimum 5000/-for opening a new A/C
- Board Resolution regarding opening of A/C & mentioning authorized persons for operation of the same
- Valid & upto date Trade license from municipality
- TIN & upto date TAX clearence certificate
- Memorandum & Articles of association duly signed by the registrar of joint stock company with seal
- Account agreement form
- Certificate of Incorporation
- List of Directors on the company’s letter Head Pad
- Certificate of commencement of Business
Govt/ Semi Govt. / Autonomous / Corp, Societies / Clubs. etc:
- Photocopy of Registration certificate certified by Chairman/Secretary
- Copy of constitution/ Bye Laws of the Club/ Society/ Association duly certified by Chairman/ Secretary. Certified copy should also be verified with the original by concerned Bank Officials under seal and signature
- Resolution of the managing committee/ Executive Committee authorizing opening the A/C with the Bank naming the persons who will operate the A/C
- List of Members of Managing Committee/ Executive Committee duly certified by Chairman/ Secretary
Fees
- No fees and charges except duplicate issuance of FDR.
- VAT applicable for all fees & charges
