House Building Loan against Registered Mortgage (Defence Officers)

Extend financial fund requirement for undertaking construction / reconstruction / extension /renovation and finishing / fitting works of the residential building /flat and for purchasing apartments in DOHS /RAJUK / any other housing scheme, sponsored by government or armed forces, under Defence Personal Housing Loan Scheme.


  • Loan Limit: Maximum loan limit is BDT 2 Crore;
  • Tenure: Maximum 15 years including moratorium period subject to fulfillment of age Limit;
  • Moratorium Period: 15 months; 
  • Rate of Interest: 8.75 % p.a. (Rate may change, when required by management);
  • Processing Fee: Nil.


In-service / Retired Defence Officer, Civilian Officers of Ministry of Defence, Spouse of defence personnel (active in-service or deceased during service); at least 10 years of service must be completed;