| Facility Size Wise Category | ||
|---|---|---|
| Product Name | Large Facility | SME(Commercial) |
| 1.Agriculture | ||
| (a) Loan on Primary Products | 9.00% | 9.00% |
| (b) Loan to Agricultural input traders & fertilizer distributors and dealers |
9.00% | 9.00% |
| 2.Large & Medium Scale Industry (TermLoam): | ||
| (a) Up-to 5 years | 9.00% | 9.00% |
| (b) Above 5 years | 9.00% | 9.00% |
| (c) NBFIs up-to 5 years | 9.00% | 9.00% |
| 3. Working Capital: | ||
| (a) Jute | 9.00% | 9.00% |
| (b) Other Than Jute: | ||
| 1) On Demand (Short Term Loan) | 9.00% | 9.00% |
| 2) Others | 9.00% | 9.00% |
| (c) Jute Trading | 9.00% | 9.00% |
| 4. Export Credit: | ||
| (a) Jute & Jute Goods | 9.00% | 9.00% |
| (b) Other Exports | 9.00% | 9.00% |
| (c) Other | 9.00% | 9.00% |
| 5. Other Commercial Lending: | ||
| Rice,Wheat,Edible Oil,Lentils, Chick Peas,Onion,Dates and Sugar |
9.00% | 9.00% |
| Other Items | 9.00% | 9.00% |
| 6. Special Program: | ||
|
(a) Special Cottage Industries (Term Loan) |
9.00% | |
| (b) Other special program | 9.00% | |
| 7. Others | ||
|
(a) Fully cash covered- FDR own bank(TBL) |
FDR rate + 3.00% | FDR rate + 3.00% |
|
(b) Fully cash covered- FDR other banks/NBFI |
9.00% | 9.00% |
| (c) Products which are fully covered (Govt securities/Govt Bonds/Bank Guarantee/Letter of Credit/Multilateral Agency)-Excluding PSP's |
9.00% | 9.00% |
| (d) Real Estate financing | 9.00% | 9.00% |
| (e) Other Special Loans | 9.00% | 9.00% |
- Bangladesh Bank instruction (if any) regarding lending rate will govern the above prescribed rate.
- As per BRPD circular no: 03, dated 24th February 2020, retail loan rates will be maximum 9.00%.
- Lending Rates Effective From April 01,2020
