Loan Rates

  Facility Size Wise Category
Product Name Large Facility SME(Commercial)
1.Agriculture    
(a) Loan on Primary Products 9.00% 9.00%
(b) Loan to Agricultural input traders &
     fertilizer distributors and dealers
9.00% 9.00%
2.Large & Medium Scale Industry (TermLoam):    
(a) Up-to 5 years 9.00%  9.00% 
(b) Above 5 years 9.00%  9.00% 
(c) NBFIs up-to 5 years 9.00% 9.00% 
3. Working Capital:     
(a) Jute 9.00%  9.00% 
(b) Other Than Jute:    
1) On Demand (Short Term Loan) 9.00%  9.00%
2) Others 9.00%  9.00% 
(c) Jute Trading 9.00%  9.00% 
4. Export Credit: 
(a) Jute & Jute Goods 9.00% 9.00%
(b) Other Exports 9.00% 9.00%
(c) Other 9.00% 9.00% 
5. Other Commercial Lending: 
Rice,Wheat,Edible Oil,Lentils,
Chick Peas,Onion,Dates and Sugar
9.00% 9.00% 
Other Items 9.00%  9.00% 
6. Special Program:

(a) Special Cottage Industries (Term Loan)

  9.00% 
 (b) Other special program   9.00%
7. Others

(a) Fully cash covered- FDR own bank(TBL)

FDR rate + 3.00% FDR rate + 3.00%

(b) Fully cash covered- FDR other banks/NBFI

9.00% 9.00%
 (c) Products which are fully covered
(Govt securities/Govt Bonds/Bank     
Guarantee/Letter of Credit/Multilateral Agency)-Excluding PSP's
9.00% 9.00%
 (d) Real Estate financing 9.00%  9.00% 
 (e) Other Special Loans 9.00% 9.00% 
  • Bangladesh Bank instruction (if any) regarding lending rate will govern the above prescribed rate.
  • As per BRPD circular no: 03, dated 24th February 2020, retail loan rates will be maximum 9.00%.
  • Lending Rates Effective From April 01,2020