Household Durables & Others Scheme
Household Durables & Others Scheme offers Shariah-compliant financing to help you purchase essential household items such as refrigerators, TVs, furniture, washing machines, air coolers, and IPS. Enjoy financing from BDT 1 lakh to BDT 5 lakh with flexible repayment terms of up to 36 months, designed for salaried individuals, professionals, business owners, and landlords.
Features & Benefits
Features:
- Shariah-compliant investment product
- Purpose: For purchasing house hold items for personal/ family use.
- Investment Amount: Tk. 100,000.00-Tk. 500,000.00
- Tenor: 12-36 months
- Applicant must be a Bangladeshi citizen
- Minimum age 25 years and maximum age 65 years
- Based on Hire Purchase under Shirkatul Melk (HPSM) concept of Islamic banking.
- Items eligible for investment: Household durables like: Fridge, TV Furniture & Fixture, Washing machine, Air Cooler & IPS.
Customer Segment:
- Employees of listed multinational, corporate & UN bodies, Bank / Financial Institutions, educational institution, NGO & Government Officials.
- Self employed (Land Lord), professionals and Businessman maintaining A/c with other bank.