Specific Purpose Investment Retail
Meet your personal financial needs with Shariah-compliant financing of up to BDT 40 lakh for home renovation, education, travel, medical treatment, marriage, electronics, and other approved purposes.
Features & Benefits
Features:
- Investment Amount: Tk. 50,000.00 to TK 4,000,000.00
- Tenor: 12-96 months
- Applicant must be a Bangladeshi citizen
- Minimum age 25 years and maximum age 65 years
- Based on Hire Purchase under Shirkatul Melk (HPSM) concept of Islamic banking.
Purpose
- House Renovation
- Purchase of miscellaneous household appliances & Furniture
- Purchase of Personal Computers / Electronics
- Travel expenses
- Marriage expenses
- Medical Expenses / Treatment
- CNG Conversion / Vehicle repair
- To meet any other emergency financial needs permissible in Islamic Shariah.
Customer Segment:
- Salaried individuals with valid income proof
- Limited contractual employees (MNCs, UN, embassies, etc.)
- Business persons
- Self-employed/professionals
- Landlords/landladies
- Not eligible: employees of proprietorship/partnership firms (except CA firms)