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Islamic Profit Rates

Provisional Profit rates for Islamic Banking products

Mudarabah Savings Deposit

Mudarabah Savings Deposit

Effective from: 20 Sep 2026

Product Name Provisional Profit Rate
Mudarabah Savings Account for Marginal Population 4.00% p.a.
Mudarabah Savings Account 2.00% p.a.
TBL Employees Mudarabah Salary Account 4.00% p.a.
Provident Fund Account (TIB payroll) 4.00% p.a.
Mudarabah Seniors Deposit Account 3.50% p.a.
Mudarabah Student Account 4.00% p.a.
Defense Personnel Mudarabah Salary Account 3.00% p.a.
TIB Payroll 3.00% p.a.
Mudarabah Youth Account 4.00% p.a.
RAB Forces Mudarabah Salary A/C 2.00% p.a.
Mudarabah Sristi Account 2.25% p.a.
Mudarabah Taseel Deposit A/C 4.50% p.a.
Mudarabah Savings Account for Garments Workers 4.00% p.a.

Mudarabah Special Notice Deposit

Mudarabah Special Notice Deposit (MSND)

Effective from: 20 Sep 2026

Product Name Provisional Profit Rate
Any Amount Less than Tk. 1 Crore 1.00% p.a.
Tk. 1 Crore and above but less than Tk. 25 Crore 1.00% p.a.
Tk. 25 Crore and Above but less than Tk. 50 Crore 1.00% p.a.
Tk. 50 Crore and Above but less than Tk. 100 Crore 2.00% p.a.
Tk. 100 Crore and above 2.00% p.a.

Mudarabah Scheme Deposit

Mudarabah Scheme Deposit

Effective from: 20 Sep 2026

Product Name Provisional Profit Rate
Barakat Hajj Deposit Scheme(BHDS) 7.50% p.a.
Mudarabah Monthly Savings Scheme (MMSS) 7.50% p.a.
Mudarabah Tawfiq Deposit Scheme 7.50% p.a.
Mudarabah Barakat Savings Scheme 7.50% p.a.
Mudarabah Falah Savings Scheme 7.50% p.a.
Trust Mudaapah Deposit Scheme (TMDS) (3/5 years) 7.50% p.a.
Trust Bank Mudarabah Cash Waqf Scheme 7.50% p.a.
Mudarabah Junior Savings Scheme (MJSS) 7.50% p.a.

Mudarabah Term Deposit

Mudarabah Term Deposit

a. Mudarabah Term Deposit (MTDR) other than (1) Individuals (2) Employees Provident Fund of Public/ Private organization (3) Funds created to settle post retirement & other benefits

Effective from: 20 Sep 2026

Product Name Provisional Profit Rate
MTDR 1 Month 3.00% p.a.
MTDR 3 months 7.00% p.a.
MTDR 6 months 7.00% p.a.
MTDR 12 months and above 7.00% p.a.

Mudarabah Term Deposit

b. Mudarabah Term Deposit (MTDR) for (1) Individuals (2) Employees Provident Fund of Public/ Private organization (3) Funds created to settle post retirement & other benefits

Effective from: 20 Sep 2026

Product Name Provisional Profit Rate
MTDR 1 Month 3.00% p.a.
MTDR 3 months 7.00% p.a.
MTDR 6 months 7.00% p.a.
MTDR 12 months and above 7.00% p.a.
Mudarabah Monthly Profit Scheme (MMPS) 7.75% p.a.
Mudarabah Monthly Profit Scheme (MMPS)-Seniors 7.75% p.a.
Mudarabah Al-Amanah Deposit Scheme 7.50% p.a. (9 years 7 months)

Mudarabah Term Deposit-Seniors

Mudarabah Term Deposit-Seniors

Effective from: 20 Sep 2026

Product Name Provisional Profit Rate
MTDR-Seniors 3 months 7.00% p.a.
MTDR-Seniors 6 months 7.00% p.a.
MTDR-Seniors 12 months and above 7.00% p.a.
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