• Customer Segment: Confirmed Defense Officers having 4 years of unexpired service with supporting cash flow to repay the investment installment.
• Purpose: For purchasing house hold items for personal/family use.
• Financing 80% of the cost of the item is allowed
• Maximum age: Max in conformity with retired age (having one year of unexpired service length ahead of investment tenor).
• Investment size: Tk.

• Mode of Investment: Hire Purchase Under Shirkatul Melk (HPSM)
• Maximum Investment size:Tk. 5.00 lac for General Practitioner and Tk.10.00 lac for specialized Doctors.
• Minimum Down Payment: 20%
• Tenor: Maximum 48 months.
• Investment Burden Ratio (IBR %):40% of Net Monthly Income.

• Minimum Age: Max in conformity with retired age (having one year of unexpired service length ahead of investment tenor).
• Maximum Age: Max in conformity with retired age (having one year of unexpired service length ahead of investment tenor)..
• Investment Size: Tk. 50,000.00
• Tenor: 18 Months

• Investment Size :Investment amount would be max 80% of the vehicle price but not Exceeding BDT 12 lac.

• Mode of Investment :Hire Purchase under Shirkatul Melk (HPSM).

• Tenor :Max 60 months.

• Investment Burden Ratio (IBR %):40% of Net Monthly Income.

• Purpose: To purchase residential plots for house building by the defense officers from “Jolshiri Abashon”, a sister concern of “Army Housing Scheme”.
• Tenor of the investment: Maximum up to 15 years including grace / moratorium period from the date of first disbursement.
• Maximum Investment Amount: Maximum limit: BDT 15.00 lac.
• Maximum grace/moratorium period: Maximum 12 months

Features:

Customer Segment:

• Employees of listed multinational, corporate & UN bodies, Bank / Financial Institutions, educational institution, NGO & Government Officials.
• Self employed (Land Lord), professionals and Businessman maintaining A/c with other bank.

Purpose: For purchasing house hold items for personal/ family use.

Age Limit: Minimum 25 years and Maximum 65 years

Minimum Income of the Applicant: Tk. 40,000.00

Features:

Features:

Customer Segment:

• Salaried Person
• Self Employed Professionals.
• Businessman
• Land Lord/ Lady

Maximum age:65 years at the time of investment maturity/till the date of retirement (whichever is earlier).

Purpose: Purchase of new and reconditioned vehicles for personal uses.

Work Experience:

• This deposit product is guided by the Mudaraba principles of Islamic shariah.
• Bank will invest the MTD fund through shariah compliant investment modes along with the other Mudaraba fund to earn profit.