Loan Against Salary

Life is continuously facing unforeseen events. For which sudden financial support is essential. We are at your side to meet up your urgency at any moment through our "Advance against salary" scheme.

OVERVIEW

Purpose:

  • House Renovation
  • Purchase of miscellaneous household appliances & Furniture
  • Purchase of Personal Computers / Electronics
  • Travel expenses
  • Marriage expenses
  • Medical / Treatment
  • CNG Conversion / Vehicle repair
  • To meet any other emergency financial needs

Loan Limit: BDT .50 Lac - BDT 20 Lac

   
Interest Rates (%)
Category A 12.00%
Category B 12.00%
Category D 12.00%
Category C 12.50%

Down Payment/Equity

N/A
Loan Period/ Tenor 1 year to 5 years
Processing Fee
(15% VAT will be added)
As per schedule of Charges (At the time of Loan Disbursement)
Risk Fund

Nil

Tenure: 1 year – 5 Years

Minimum Down Payment: 50% 

Segments:
Salaried Executives of renowned organizations/ business house, who maintain Salary Account with TBL / other Banks

Age: 
Min. 23 years at the time of Application
Max. 65 years or Up to retirement age (whichever is Lower) at the end of Loan Tenure

Experience: 
i)    For Salaried Executives (other than Government)

  1. Minimum 1 years of Total & uninterrupted Service Experience at reputed organizations and must be a permanent & confirmed employee at the time of application.
  2. Minimum 6 months of Service Experience as a permanent employee with the same reputed organization & must be a Confirmed employee on the date of Loan Application.

 

For Govt. Employees: Minimum one year from the date of Joining.

For Payroll Customers: Minimum 06 months service experience and must be a permanent & confirmed employee at the time of application. At the same time, min 03 months salary must be credited through TBL account.

  • Last 06 Months bank statement
  • Last salary slip/Letter of introduction
  • Proof of Identity
  • Proof of employment