Army Officers Housing Scheme (AOHS)

  • Purpose:To purchase residential plots for house building by the defense officers from “Army Housing Scheme”.
  • Mode of investment:HPSM Investment.
  • Tenor of the investment:Maximum up to 10 years including grace / moratorium period from the date of last disbursement.
  • Maximum Investment:Maximum limit: BDT 8.00 lac

In service defense personnel of Bangladesh Army, Navy & Air

Force who have completed at least 10 (ten) years but less than 18 (Eighteen) years of service will be eligible for being an investment applicant. However, investment taken under the scheme must not be utilized for any other purpose.

For availing investment under the scheme, the borrower will be required to complete registration process with Army Housing Scheme (AHS) The registration process will be dealt in by the tripartite agreement.

Investment taken by an individual under this scheme will be considered inner limit of “Loan against commutation benefits” (Conventional) and in such case, he/she will be entitled to the differential amount only. Differential amount is the amount difference between “Loan against commutation benefits” (Conventional) and investment availed (not outstanding) under “Army Officers Housing Investment scheme”.