TBL Barakat Hajj Deposit Scheme (BHDS)

Hajj is one of the most fundamental bases of Islam. Persons eager to perform Hajj within the period of four to fifteen years may build-up savings to perform Hajj by depositing monthly installment. This product is designed under Mudaraba principles of Islamic Shariah.

  • This deposit product is guided by the Mudaraba principles of Islamic Shariah.
  • All Govt. Taxes, VAT, Excise duty etc imposed by the regulatory bodies time to time are applicable on MHSA.
  • Profit shall be disbursed over the deposit on the basis of daily balance by giving the weight age fixed by the bank.
  • Persons eager to perform Hajj within the period of one to twenty five years may build-up savings to perform Hajj by depositing monthly installment.
  • Present Provisional Profit rate for BHDS is 8.00% p.a.

Inst.

Provisional Profit Rate

Tenor (years)

Estimated Amount at maturity

500

6.00% p.a.

15

144,195

1,000

15

288,389

1,500

14

390,565

2,000

12

418,037

2,500

10

408,275

3,000

9

427,132

3,500

8

429,204

4,000

7

431,136

4,500

6

388,909

5,000

6

432,121

5,500

5

384,140

6,000

5

419,061

6,500

5

453,983

7,000

4

379,410

7,500

4

406,511

Any adult Bangladeshi Muslim Citizen can open Barakat Hajj Deposit Account. BHDS Account can be opened in the name of the individual only.

  • Copy of passport/ voter ID/ Nationality certificate from ward commissioner/ UP Chairman/ Driving License/ TIN for A/C holder and nominee.
  • Recent passport size photographs of A/C holder and Nominee.