Credit Rating

Based on the Financial Statements 2019, Credit Rating Agency of Bangladesh Limited has assigned the following ratings to TBL with the validity till 30 June 2021.

Particulars Ratings
  2019 2018
Long Term AA2 AA2
Short Term ST-2 ST-2
Outlook Stable Stable

Commercial Bank rated ‘AA2’ is considered to have very strong capacity to meet its financial commitments. ‘AA2’ is judged to be of very high quality and is subject to very low credit risk.

Commercial Bank rated ‘ST-2’ is considered to have strong capacity for timely repayment with commendable position in terms of liquidity, internal fund generation and access to alternative sources of funds is outstanding.

The ratings have been arrived on the basis of strong fundamentals of the Bank in the areas of stability of fund, profitability, business growth, diversified-portfolio and loan loss coverage etc.