TBL Offers “Apon Nibash”, a House Finance Loan (HBL) facility for all with attractive and competitive features to purchase, construct or renovate your dream home.
OVERVIEW
- Purchasing residential property
- Construction of new residential house(s)
- Taking over of House Building Loans from other Banks/Non Banking Finance Institutions
- Extension, Renovation/ Modification, Finishing Work of residential property
Loan Limit: Maximum BDT 2 crore.
Tenure: 1 year – 25 Years
Minimum Down Payment:
30% (House/ apartment Purchase)
30% (Construction of New House)
Customer Segments:
Salaried Personnel, Self employed Professional, Business Person, Landlord/ Landlady
Age:
Min. 25 Years at the time of Loan Application
Max. 65 years or Up to retirement age (whichever is Lower) at the end of Loan Tenure.
Age of the property:
Max. 20 years old at the time of underwriting. Age of the property should not more than 40 years at the end of the loan tenure.
- Letter of Introduction (Original Copy) as per TBL Format (for Salaried Personnel)
- Certificates of Professional Expertise/ Qualification (such as MBBS & BMDC Certificate for Doctors) from concerned institution/ authority for Self Employed Professionals
- Trade License, MOA, Certified Copy of Form XII (Particulars of Directors) from RJSC , Certified Copy of Schedule X (List of Share Holders) of the Public / Private Limited Company for Business Person
- Ownership of the rented Property in the name of the Owner of the rented property for Landlord / Landlady
- Up to date (not more than 30 days old) Bank Statement
- Copy of National ID Card/ Valid Passport
- Latest TIN Certificate or Income Tax Return Acknowledgement Slip Colored Photo (2 Copy)
- Colored Photograph (Passport Size)
- Registered mortgaged of the concerned property
- Registered IGPA to sell/ foreclosure of the mortgage property without intervention of
- the court; One undated Cheque for the full Loan Amount & Post dated cheques
- covering each installment for the number of Total Installments
- 11. Charge Documents (as per Bank’s policy)
- Others documents as necessary / applicable