• This deposit product is guided by the Mudaraba principles of Islamic sharia with additional conditions as stated below.
   
• Bank will invest the MTD fund through sharia compliant investment modes along with the other Mudaraba fund to earn profit.
• Until otherwise decided, the profit sharing ratio is 70:30 (Client70 & Bank 30) between TBL & the depositor in MTD.
• Actual profit on the MTD will be calculated at the year end on the basis of weightage fixed by the bank.

Cottage, Micro, Small and Medium Enterprises as per definition of Bangladesh Bank.

Features:

1. Purpose:
   1. To purchase new/old house/flat/commercial space.
   2. To construct new/semi pakka/extend the house/apartment/commercial space.
   3. To renovate/alter of existing house/flat/commercial space.
   4. To take over the existing housing loan against flat/house/ commercial space from other Banks/NBFI’s.

Features:

Features:

Features:

Features:

Features:

1. Purpose:
   1. Manufacturer of Gray Cloth, Sharee, Lungee and other traditional personal wears widely used for personal use throughout the country.
   2. Processing of yarn used for different above mentioned items.
   3. Wholesale and Retail Trading

2. Facility Type: Term Loan, OD/CC
3. Loan Tenor: Maximum 12 Months for Working Capital financing and Maximum 60 Months for fixed  asset purchase or expansion of business.