Visa Gold Credit Card

Our Visa International Gold Credit Card is an extension of the International Classic Card with extended credit limit. Easily accepted around the world and 24X7 customer service facility will help you access your money at your convenience anywhere around the globe.

 

Features:

  • Limit of BDT 1.2 lacs to BDT 5 lacs or equivalent USD
  • Annual Fee is BDT 2000.
  • Lifetime free 1st supplementary Credit Card.
  • Card fee waived from 2nd year after doing 18 transactions in POS & E-commerce. (min BDT 500 OR $6 each)
  • EMV chip-base secured card.
  • 0% EMI and discount facility at different merchant points.
  • Max 45-day interest free for POS & E-commerce transactions.
  • EMI facility with all other merchants (Conditions Apply).
  • Cash advance facility at ATM.
  • Free E-statement service.
  • Transaction notification through Worldwide ATM cash withdrawals facilities.
  • Card holders will enjoy “Meet, Greet and Assist Services” in Hazrat Shahjalal International Airport (only card holder).
  • Endorsement facility against travel quota of up to $12,000 yearly.
  • Convenient bill payment facility through Internet Banking and Mobile Apps.
  • Interest free Bank POS facility for Cash Advance.
  • Cash withdrawal facility at ATMs.
  • Auto Debit facility and easy bill payment option.
  • 24/7 Customer Service.

Net Income:

  • BDT 15,000 & above for salaried personnel (Govt. & Semi-government officials).
  • BDT 30,000 & above for salaried persons(others)
  • BDT 40,000 & above for self-employed.
  • Application Form duly filled up by the applicant
  • 01 copy Passport Size Photograph
  • Copy of NID with verified copy
  • Copy of passport
  • E-Tin certificate with up-to-date return slip
  • Utility bill copy for address verification (up-to-date)
  • Salary certificate of applicant duly verified by Branch officials/Head Office officials
  • Letter of Introduction/ Pay Slip copy from competent authority (breakdown required)
  • CPV report. (by branch/3RD party verification organization)
  • Service length 1-year experience along with 6-month in current organization
  • Job ID card and Visiting Card duly verified
  • Last 6-month Bank Statement duly verified.
  • CIB with undertaking form
  • Charge documents
  • Undertaking for personal credentials
  • Present liability position

Additional documents for Businessman

  • Trade License (2 years)
  • VAT Challan (if applicable)
  • Income Visit Report
  • Last 12-month bank statement for businessman
  • Partnership deed (if business is in partnership and needs to be registered)
  • Memorandum of Association (if limited company)
  • Certificate of Incorporation (if limited company)
  • Last 12-month both personal and company Bank account (for limited company)
  • Schedule X and Form XII

Additional documents for Landlord

  • Title Deed/Property Ownership deed
  • Rental visit report
  • Utility bill copy (Rent Receipts 6 months/Rental deed

Additional documents for Professionals (Doctor & Engineers)

  • For Doctors-BMDC Certificate, MBBS Certificate
  • For Engineers- IEB Certificate
  • Income Visit Report
  • Trade License (if required)
  • Self-Declaration on Letter Head Pad regarding applicant’s practice income properly signed by applicant